These tools are designed to give you immediate insight into your corporate structure and tax situation. Use them to identify what matters most for your specific situation. No meeting required.
Tax Efficiency Score (0-100)
Answer 20 questions about your corporate structure, investments, and strategy. Get an instant score with a structure gap analysis and priority opportunities.
Takes about 5 minutes. No meeting needed.
SBD Grind Calculator
Enter your passive investment income and active business income to see exactly how the SBD grind affects your corporate tax rate. Shows the real cost per dollar of passive income above $50,000.
Interactive calculator with real-time results.
Salary vs Dividends Calculator
Compare take-home from salary (with CPP, QPP, EI, QPIP) vs the same amount as dividends. If dividends win, see how much to invest at a given return to compensate for lost pension contributions.
Uses current rates from the tax rates page. Quebec and Ontario.
Corporate Investment IRR Calculator
Calculate the true after-tax internal rate of return on your corporate investments. Uses actual tax paid from your T2 return to show real performance, not pre-tax illusions.
Requires your T2 return data. How to find the numbers.
Structure Priority Assessment
12 questions that help you identify what matters most for your corporation and family over the long term. Covers passive income thresholds, HoldCo structure, estate strategy, and extraction timing.
Takes about 5 minutes.
Life Insurance Quoter
Get indicative quotes for term and permanent life insurance. Compare across multiple insurers. For both personal and corporate-owned policies.
Indicative quotes only. Formal illustrations require a consultation.
Investor Profile Questionnaire
Establish your time horizon, risk tolerance, and investment objectives. Required for account opening, and useful for understanding your own preferences before making allocation decisions.
Standard KYC questionnaire for mutual fund accounts.
Not sure where to start?
If you have corporate surplus and aren't sure what your options are, the Tax Efficiency Score is the best starting point. It takes 5 minutes and gives you immediate insight into where the biggest opportunities are.
If you already know your structure but want to see the numbers, the SBD Grind Calculator shows the real cost of passive income on your tax rate.
If you'd rather talk through your situation directly, request a structure review.