Compare the Canadian insurers with a click

The vast majority of the contracts are approved at the prices under Regular Health Class.

Even a single nicotine use in any form within the last 12 months would result in smoker rates.

Canadian insurers determine age based on the closest birthdate.

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To apply, call us at 514-575-6123 or email us.

Quoted life insurance products:


  • Term – insurance in force only for the specified term.
  • Decreasing term – in force only for the specified term, the death benefit decreases over time.
  • Whole Life – a permanent life insurance with dividends and guaranteed cash values.
  • U/L-T100 – Universal Life, a permanent life insurance with investment options.
  • Term to 100 – a permanent life insurance with cost payable to age 100.