Compare the Canadian insurers with a click

The vast majority of the contracts are approved at the prices under Regular Health Class.

Even a single nicotine use in any form within the last 12 months would result in smoker rates.

Canadian insurers determine age based on the closest birthdate.

To apply, call us at 514-575-6123 or email us.

Quoted life insurance products:


  • Term – insurance in force only for the specified term.
  • Decreasing term – in force only for the specified term, the death benefit decreases over time.
  • Whole Life – a permanent life insurance with dividends and guaranteed cash values.
  • U/L-T100 – Universal Life, a permanent life insurance with investment options.
  • Term to 100 – a permanent life insurance with cost payable to age 100.